Shared Branching
*APY = Annual Percentage Yield. APY effective August 12, 2024; all rates and yields are subject to change without notice. Minimum balance to open is $5,000. Share Certificates earn and are paid dividends on a monthly basis. A penalty will be imposed for early withdrawal. The annual percentage yield is based on the assumption that the dividends will remain in the account until maturity. A withdrawal will reduce earnings. Fees charged could also reduce the earnings on the account. Some restrictions may apply. Contact the credit union for further details. Membership eligibility is required. Federally insured by NCUA.
Deposit Rates
Share Certificates & IRA Certificates
| Term | Rate | APY** |
|---|---|---|
| 3 Month Share Certificate | 1.144% | 1.15% |
| 6 Month Share Certificate | 1.243% | 1.25% |
| 12 Month Share or IRA Certificate | 2.960% | 3.00% |
| 18 Month Share Certificate | 3.203% | 3.25% |
| 24 Month Share or IRA Certificate | 3.300% | 3.35% |
| 36 Month Share or IRA Certificate | 3.348% | 3.40% |
| 48 Month Share or IRA Certificate | 3.397% | 3.45% |
| CERTIFICATE SPECIAL - 5 Month Share Certificate $5,000 min. deposit | 4.889% | 5.00% |
The minimum balance required to obtain the APY** for a certificate is $2,000.00. The minimum balance required to obtain the APY** for children under the age of 18 is $1,000.00. Rates subject to change daily.
Deposit Accounts
| Type of Account | Minimum Balance to Earn APY | Rate | APY** |
|---|---|---|---|
| Regular Savings Accounts | $100.00 | 0.10% | 0.10% |
| Saver's Sweepstakes Account | None | 0.25% | 0.25% |
| Sharedraft Checking | $750.00 | 0.00% | 0.00% |
| Christmas Club (Funds available October 1, 2024) | None | 0.20% | 0.20% |
| Christmas Club (Funds available November 1, 2024) | None | 0.20% | 0.20% |
| Vacation Club (Funds available March 1, 2025) | None | 0.20% | 0.20% |
| Vacation Club (Funds available June 1, 2025) | None | 0.20% | 0.20% |
| Individual Retirement Accounts1 | None | 0.20% | 0.20% |
Money Market Accounts
No minimum balance required. Minimum to open is $2,500.00. Rates subject to change daily.
| Amount | Rate | APY** |
|---|---|---|
| $0.00 - $2,499.00 | 0.00% | 0.00% |
| $2,500.00 - $9,999.00 | 0.25% | 0.25% |
| $10,000.00 - $24,999.00 | 0.35% | 0.35% |
| $25,000.00 - $49,999.00 | 0.45% | 0.45% |
| $50,000.00 - $99,999.00 | 0.65% | 0.65% |
| $100,000.00 + | 1.00% | 1.00% |
Disclosures on fees, transaction limitations and other account requirements are contained in our account disclosures brochures. For more information and current rates, call (920) 722-2122. This credit union is federally insured by the National Credit Union Administration.
All rates effective as of 08/22/2024.